Gender Expectation Essay Gender Inequality - 1118 Words

Gender Expectation Essay Why should gender determine how to live your life? Throughout my whole existence, I’ve been told to act and dress like a â€Å"girl† by most of my family. I never understood why it was such a huge deal, until I was much older. Gender expectations are still around today and they still continue to be affect the way men and women are treated. A man that acts within his own gender role is praised, but a woman is forced to stay in a certain limit within her role. Men and women shouldn t let their gender define themselves and it should not pressure them to live up to a certain standard created by society. One of the biggest ways why gender expectations have a huge impact on our lives is through family. Parents tend to†¦show more content†¦Another important factor that identifies gender expectations is what happens within a relationship or a marriage. It was always decided that a man should be the one with a job and to make money, while the woman stays home and takes care of the house and the kids. â€Å"The Company Man† by Ellen Goodman was a perfect example of this, but in the worst scenario possible. Phil was the living definition of a workaholic. He never took a day off of work in his life and he was so dedicated to his job that he was hardly was home with this family. His wife, Helen, had actually worked in an office before she got married to Phil. Although as the years passed and she saw that Phil was constantly gone, Helen had â€Å" given up trying to compete with his work.† (Goodman) She already knew that there was no chance that Phil would give up his work to be with the family, so she ended up being the typical housewife. In fact when he died from a heart attack, Helen’s friend noticed that â€Å" she must have given up part of herself which had cared too much for the man.† (Goodman) Helen didn’t seem to change her mentality about his death, like nothing had changed now that he was gone. This was a new beginning for her. On the other hand, his own kids didn’t even know their dad well enough. It was so bad that his eldest son had to ask his neighbors questions about his dad, which showed how much neglect Phil gave to his children. I believe if Phil took more time toShow MoreRelatedGender Inequality1640 Words   |  7 Pages Society today often only addresses one side of the gender inequality issue: the grievances of women. Feminists have fought against the ingrained tradition of women as housewives with no rights and being looked down upon as the lesser sex. The women’s rights movement in the U nited States has worked tirelessly since 1848 to fight for rights and break down gender barriers. Misogyny and gender constructs, such as the ideal of beauty, hold women back in various aspects of their lives as discussed inRead MoreAnalysis Of Chopin s Desiree s Baby 1125 Words   |  5 Pagesher points of inequalities and expectations. White males, in this confused time, are the most privileged. Slaves are the most under privileged beings, then women not being far away from slaves in the Inequality totem pole. Being fair, white men have just as many expectations as women. White men though cannot keep up though to the inequalities women possess. This essay will emphasize the different contrasts Chopin uses to demonstrate the inequalities and expectations of different genders, races, andRead MoreGender Inequality And Idealized Beauty Standards1688 Words   |  7 Pagesinjustice that our world continues to face is gender inequality and idealized beauty standards. When relating b ack to basic principles of gender inequality, women tend to be shown as inferior to men and specific occupations have been assigned gender roles. I agree with Naomi Wolf that gender inequality places more demands on both males and females and is a form of oppression, and her beliefs regarding ideal beauty. Wolf’s ideas surrounding gender inequality relate to Nietzsche s theory regarding masterRead MoreAbigail : A Relationship Between Her And The Man1695 Words   |  7 Pagesthose customs which treat us only as the vassals of your Sex.† This prevents an accusatory tone from arising because she is not blaming Males for inequality, she blames society for thinking that allowing inequality is okay. 4)By saying that he â€Å"cannot but laugh†, John is creating a comedic tone in reference to Abigail s cries for equality between genders. This statement is an attack on the societies standards of men and women. He explains that her code of laws are not conducive to the fight for equalityRead MoreThe Ways Gender Difference Is A Basis For Inequality974 Words   |  4 Pagesways gender difference is a basis for inequality in contemporary society? Gender refers to the socially constructed categories of feminine and masculine. It is one of the major factors in social difference and inequality in today’s society. Gender inequality refers to unequal treatment or perceptions of individuals based on their gender. It arises from differences in socially constructed gender roles. Using a paragraph based approach I intend to individually analyse various aspects of gender differencesRead MoreEssay Ethnicity and Female Equality: A personal Opinion1529 Words   |  7 Pagesof my essay will be a compilation of facts and opinions on the role of ethnicity and gender on female status in the United States. Equality for females and males is influenced by ones ethnicity, by the media, by stereotypes, and by the myth of equal rights. The research methods that will be used for this essay will be only the personal opinions of the author of this essay. One believes that the findings of this essay will show that ethnicity and media generate d stereotypes influence gender rolesRead MoreCauses and Effects of Gender Inequality - Essay1544 Words   |  7 PagesEnglish 101 Mr. Merchant October 19, 2012 Essay #2 Causes and Effects of Gender Inequality Throughout history, countless acts of gender inequality can be identified; the causes of these discriminating accounts can be traced back to different causes. The general morality of the inequity relies on a belief that men are superior to women; because of this idea, women have spent generations suffering under their counterparts. Also, a common expectation is that men tend to be more assertive and absoluteRead MoreImportance Of Sport1702 Words   |  7 PagesWhat is interesting about sport? Sport: small word, big concept. The purpose of this essay is to highlight what aspects of sport are interesting, further linking it to a specific discipline. There are many disciplines within sport that are interesting, however, from my point of view, sociology is the most interesting one as it gives a true picture to what sports is like within society, in addition it emphasises the significance of sport in society since the early nineteenth century (Bell, 2009)Read MoreGreek Life And Its Impacts On Women1108 Words   |  5 PagesWomen Between family legacies, traditions, and an abundance of college themed movies, books, and television shows, it would be difficult to find a prospective college student who is not familiar with the idea of â€Å"Greek life.† For the purpose of this essay, â€Å"Greek life† refers to the system employed by many colleges and universities to establish and maintain fraternities and sororities (primarily dominated by caucasian and economically advantages students). It is important to note the existence of fraternitiesRead MoreWomen s First Wave Of Feminism Essay1555 Words   |  7 Pagesand gender binaries. Newfound research pertaining to female History helps us to better understand modern social constructs and how they were established. Starting with the late eighteenth century, which marks the transition from pre-industrialization to the emergence of economic development in Europe, and then closely following with the American Industrial Revolution. During the rise of th e industrial revolution and the eighteenth century came the conception of the classification of gender and sex

Capitalism A love story Movie review free essay sample

Movie Review: Capitalism: A Love Story Capitalism, a system of giving and taking mostly taking, the highlight of Michael Moores documentary, Capitalism: A Love Story. This quote rings a bell in our mind to reflect this system, Capitalism, that we embrace so tightly to our nation. Moore incorporate humor and juxtaposition in the film to point out the flaws in our system. The film showcase how middle class families are getting remove from their homes due to inability to make payments to the bank, how America is becoming a plutonomy in which the wealthiest 1% control the nation, and how obbyist destroy regulation (Smiths idea of laissez faire) in our economy resulting short term profit in expense of the general welfare. What does all these have to do with me? a typical student might ask. As a he/she may hope, the hard work put into the four years in high school will pay off by getting into a good college. We will write a custom essay sample on Capitalism: A love story Movie review or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Why get into a good college? To get rich! Or more realistically for most students, to maintain his/her middle class statues. Or First-Generation- American like me to climb up the social ladder. But this film points out the unjust in the system and how capitalism is estroying the middle class as the gap between the poor and the wealthy increase. The American Dream as it seem become more ot a drag tor the poor than a torm ot motivation, and the wealthy are using this against the poor; according to Citibanks annual report, the poor is putting up with America becoming a plutonomy because of the deep injection of the American Dream. The solution might be government regulation and redistribution of Soicalism). Of course this film has to do with us; this film is a wake-up call for us students, to inspire us to do something for our future. Sometimes we need the stimulus to fight and this movie is it.

Managerial Finance Capital Markets

Question: Discuss about the Managerial Finance for Capital Markets? Answer: Equity = Total liabilities and equity Debt Total liabilities and equity = 9,500 + 8% (9500) = 10,260. Debt = 4500 + 8% (4500) = 4,860. Equity = 10,260 4,860 = 5,400 Increase in equity = 5,400 -5,000 = 400 Net income = 5,600 + 8% (5600) = 6,048 Net income is 6,048 but equity increased only by 400, so dividend of 5,648 (6048-400) has been paid. An increase of sales to $28,800 is an increase of: % increase in sales = ($28,800 23,100) / $23,100 = 0.25 or 25% Assuming costs and assets increase proportionally Pro formaincome statement Pro forma Balance sheet Sales $ 28,800 Assets $ 151,250 Debt $ 37,600 Costs 19,875 Equity $87,193 EBIT $ 8925 Total $ 151,250 Total $ 124,793 Taxes (35%) 3124 Net income $ 5,801 The payout ratio is constant: Dividends = ($1,620 / $4,680)($5,801) Dividends = $2,008 The addition to retained earnings is: 5801 2008 = $3,793 New equity balance = 83400 + 3793 = $87,193 External financing need = Total assets Total liabilities and equity = 151250-124793 = $26,457 3: Full capacity sales = $520,000/0.83 = $626,506 Capital intensity ratio = $421,200/$626,506 = 0.6723 Fixed asset need = ($701,687 x 0.6723) - $421,200 = $50,544 A) Retention ratio: b= 1 $9,300 / $14,800 b= 0.3716 ROE (Return on Equity) ROE= $14,800 / $51,000 ROE= 0.2902, or 29.02% Sustainable growth rate= (ROE b) / [1 (ROE b)] Sustainable growth rate=[0.2902(0.3716)] / [1 0.2902(0.3716)] Sustainable growth rate= 0.1209, or 12.09% B) New Total Assets = 1.1209($68,000 + 51,000) = $133,384.62 New Total Debts = [Debts / (Debts + Equity)](Total assets) = [$68,000 / ($68,000 + 51,000)]($133,384.62) = $76,219.78 Additional borrowing = $76,219.78 68,000 = $8,219.78 C) (Return on Assets) ROA = $14,800 / ($68,000 + 51,000) ROA = .1244, or 12.44% The growth rate that can be supported with no outside financing = (ROA b) / [1 (ROA b)] = [.1244(.3716)] / [1 .1244(.3716)] = .0485, or 4.85% If you retire in 25 years, the account will have an ending value of 1500 * (1 + 0.087)25 = $12,073. If you wait 5 years to contribute, it will remain in the account for 20 years; the ending value of the account will be: 1500 * (1 + 0.087)20 = $5,242 A) The APR is the interest rate per week times 52 weeks in a year, so: APR = 52(8%) = 416%, EAR = (1 + 0.08)52 1 = 53.7 or 5,370% B) Calculation of APR 416 % / (1-0.08) = 452.1739 % Now rate per week = 452.1739 / 52 = 8.6956 % per week EAR = (1+0.0869)52- 1 = 75.38 or 7,538% C) PVA = $63.95 = $25[{1 [1 / (1 + r)]4}/ r ]; using trial and error or a financial calculator gives r = 20.63% per week APR = 52(20.63%) = 1,072.90%; EAR = 1.206352 1 = 1,722,530.00% We need to find the lump-sum payment into the retirement account. The present value of the desired amount of retirement is PV = FV (1+r)n PV = 5000000 / (1+0.10)40 PV = $110474.64 This is the value today. Since the savings are in the form of a growing annuity, we can use the growing annuity equation solve for the payments, doing so we get PV= C {1-[(1+g)/(1+r)]40} / (r-g) 110474.64 = C {1-[(1+0.03)/(1+0.10)]40} / (0.10 0.03) 110474.64 = C {1-[(1.03/1.10)]40} / (0.07) 110474.64 = C {1- 0.072074} / 0.07 110474.64 = C x 0.927926 / 0.07 C = $ 8333.89 This is the amount you need to save next year, so the % of your salary is = $ 8333.89 / 50000 = 0.1667 or 16.67 % The PV of the two options is equal to each other to be indifferent, PV = $25,000/r And the PV of the annuity is: PVA = $35,000 [{1 [1/(1 +r)15]}/r] Setting them equal and solving for, we get: $25,000/r=$35,000[{1[1/(1+r)15]}/r] $25,000/$35,000=1[1/(1+r)15] 0.92 = 1/1+r R = 0.087 or 8.7% A) Annual payments (A): PV (withdrawals) = PV (savings) 1/(1.07)30[125,000/0.07(1/{1-1/1.0720})] = A/0.07(1-1/1.0730) 0.13[1,785,714(1.35)]=12.43A A = $25,213 B) The present value of 20 instalments of 125,000 at 7% = 125,000 * 10.594 = $1,324,250 The lump sum payment needed is the present value of $1,324,250 discounted back 31 years at 7%: 0.1228 * $1,324,250 = $162,618 C) Present value of fund required on 65 th birthday (as calculated in b) = $ 1,324,250 Future Value of the employer's contribution, on 65th birthday = (3500/7 %) x [(1.07)30-1] = $ 330,613 Future Value of the distribution, on 65th birthday = 175000 x (1.07)10= $344251 Net fund required on 65th birthday= 330613+ 344251 = $ 649,386 Deposits to be made annually = (649386 x 7 %) / [(1.07)30 -1] = $ 6875 Dividends for the first 4 years is Year 1 = 2.50 + 18% (2.50) = $2.95, Year 2 = 2.95 + 18% (2.95) = $3.481 Year 3 = 3.481 + 18% (3.481) = $4.108 Year 4 = 4.801 + 18% (4.801) = $4.847 P4 = 4.847 (1 + 0.03)/ (0.08 0.03) = $98.9 P0 = 2.95/1.08 + 3.481/1.082 + 4.108/1.083 + 4.847/1.084 + 98.9/1.084 = 2.73 + 2.98 + 3.8 + 3.56 + 72.69 = $85.76 Po = 1.45 * 1.06 /.11-.06 = $30.74 PV3= 30.74 N= 3 r = 6%, FVIF = 1.191, FV = 30.74(1.191) = $36.61 PV15= 30.74 N= 15 r = 6%, FVIF = 1.558, FV = 30.74(1.558) = $47.89 Let the face value of both the bonds X and Y be $1000 P = C(PVIFAR%,t) + $1,000(PVIFR%,t) X: P0 = $90(PVIFA7%,13) + $1,000(PVIF7%,13) = $1,167.15 P1 = $90(PVIFA7%,12) + $1,000(PVIF7%,12) = $1,158.85 P3 = $90(PVIFA7%,10) + $1,000(PVIF7%,10) = $1,140.47 P8 = $90(PVIFA7%,5) + $1,000(PVIF7%,5) = $1,082.00 P12 = $90(PVIFA7%,1) + $1,000(PVIF7%,1) = $1,018.69 P13 = $1,000 Y: P0 = $70(PVIFA9%,13) + $1,000(PVIF9%,13) = $850.26 P1 = $70(PVIFA9%,12) + $1,000(PVIF9%,12) = $856.79 P3 = $70(PVIFA9%,10) + $1,000(PVIF9%,10) = $871.65 P8 = $70(PVIFA9%,5) + $1,000(PVIF9%,5) = $922.21 P12 = $70(PVIFA9%,1) + $1,000(PVIF9%,1) = $981.65 P13 = $1,000 All else held equal, the premium over par value for a premium bond declines as maturity approaches, and the discount from par value for a discount bond declines as maturity approaches. This is called pull to par. In both cases, the largest percentage price changes occur at the shortest maturity lengths. Also, notice that the price of each bond when no time is left to maturity is the par value, even though the purchaser would receive the par value plus the coupon payment immediately. This is because we calculate the clean price of the bond. References Frank J. Fabozzi, Pamela Peterson Drake. (2009). Capital Markets, Financial Management and Investment Management. New Jersey. John Wiley Sons. Fanck Leonard, Basiliki Loli, Blaz Kralj, Vasileios Vlachos. (2012). Investment and Valuation of firms. Kristina Levisauskaite. (2010). Investment Analysis and Portfolio Management. Frank K. Reilly, Keith C Brown. (2012). Investment Analysis and Portfolio Management. Texas. Reilly Brown. V Pattabhi Ram, S D Bala. (2012). Strategic Financial Management. Chennai, India: Snow white prime knowledge series. Eugene F. Brigham. (2005). Financial Management: Theory and Practice. Thomsan South-western.

South African Constitution for National Assembly-myassignmenthelp

Question: Discuss about theSouth African Constitution for National Assembly. Answer: Accountability of South African President The Constitution of South Africa gives inherent powers to the President to carry out all functions in accordance with the letter and spirit of the holy text. The President is called the Head of the State and under Article 83 of the Constitution the President is also the head of the executive. The Constitution by its words gives supreme powers to the President to uphold the dignity of the Republic. The Constitution is the supreme law of the Republic which gives power to the President to act like the Head of the State and act in the best interest of the State (Butler 2017). The President has to promote unity of the nation and shall act in accordance with the best interest of the public. Article 84 lays down the powers and functions of the President which are mandatory to carry out the functions of being the Head of the State. The powers and responsibilities of the President are multifarious. South Africa being a democracy there is separation of power and the President is accountable to the National Assembly. The National Assembly has the power to elect the President and also remove him. Measures to keep a check on the President According to Article 75 of the Constitution, the President shall enjoy the executive powers. All executive functions shall be carried out by the President. All legislative functions that fall within the competence of the Parliament shall be vested in the president. He shall act in accordance with the principles as enshrined in the Constitution (Gyimah-Boadi 2015). The Constitution mandates the President to be responsible, accountable and open to all the requirements of the Constitution. The President is under a social obligation to respect the Constitution and uphold the elements of participatory democracy. The President has to be accountable for the functioning of the democracy. The Parliament while holding the President accountable has to ensure that all the values are respected by him. In cases when the President disrespects the Constitution, the people retort. This is the way a democracy functions, where the President is made to answer in cases of failure of the justice system (F ombad 2016). Court Judgment In the case of Economic Freedom Fighters v Speaker, National Assembly and Others2016 (3) SA 580 (CC); 2016 (5) BCLR 618 (CC), the duty of the President to uphold, defend and respect the Constitution was decided. On the directions of the Department of Public Works, the Presidents home underwent certain up gradations in the Nkandla homestead. The upgradation was very extensive and included more than security measures. The public complained and as a result, the public prosecutor launched an enquiry into the homestead (Sisk 2016). The National Treasury was involved in the assessment of the total cost of the measures that were implemented by the president, pay a reasonable percentage of the cost. The Ministers were also booked in the investigation and they were reprimanded for being involved in the up gradation project. The National Assembly had to make the remarks and had to report to the public prosecutors report within a timeframe of 14 days. The National Assembly conveniently answered to the report but did not answer any other query. The president was not even asked to pay the reasonable cost that was attached with the up gradation. The President by not replying to the report of the NA, was not even called for breach of his duty. The National Assembly absolved him of all the liabilities. The President acted in breach of his constitutional obligations. The NA was accountable for holding the President responsible. The NA acted in violation of its duties. Therefore, the act of the National Assembly exonerating the President from all his duties was unconstitutional and against the principles of fairness. The powers exercised by NA to keep a check on the actions of the President have been effective so far. Examples of accountability In deciding the accountability, the tussle is always in preserving the democratic rights and giving due recognition to the democracy in a country. The president is the one governing the democracy and he should be made accountable. Whenever a president is assuming powers in a democracy, he has to be made responsible (Fine 2018). The first measure than can be undertaken in a democracy is by limiting the tenure of the president. If a president is made to hold office for a long time, he shall become arbitrary and that will be against the principles of democracy. Another way to measure the accountability is to check their powers and make them answerable to the public. The President is answerable to the Parliament and therefore the Parliament should be given wide powers to ensure that the President does not act in the breach of its constitutional duties and powers (Clark and Worger 2016). The separation of power takes away all the autonomous powers from the President and thus makes him acc ountable to the Parliament. This keeps a check on his powers. Reference Butler, A., 2017.Contemporary South Africa. Palgrave. Clark, N.L. and Worger, W.H., 2016.South Africa: The rise and fall of apartheid. Routledge. Fine, B., 2018.The political economy of South Africa: From minerals-energy complex to industrialisation. Routledge. Fombad, C.M. ed., 2016.Separation of Powers in African Constitutionalism. Oxford University Press. Gyimah-Boadi, E., 2015. Africa's Waning Democratic Commitment.Journal of Democracy,26(1), pp.101-113. Sisk, T., 2017.Democratization in South Africa: The elusive social contract. Princeton University Press.

Sample Essay About Who Yous Agree With

Sample Essay About Who Yous Agree WithWhy is writing a sample essay about who yuo agree with so important? Because we always find the answers when it comes to things. All of us have been in situations where we are stuck for an answer and things just don't seem to make sense anymore.We might be in the middle of a professional problem or have time to sit down and write a great essay. But if you aren't in a professional situation, you can take the tips I give below and start working on your essay writing skills.The first important step to take when writing a sample essay about who you agree with is to be clear about the point you want to make. Write a very specific essay about a specific topic. As you are thinking about the essay that you want to write, think about the themes and words that you will use to frame the question you want to answer.Next, make sure you understand the format of a poem. Most poetry is written in stanzas or lines. Look at examples of poems that you enjoy and see if they can be written as a series of lines. Use a stanza poem structure to get started.Next, you must take some action. You can simply look up words and sentences online and use them in your essay. Or, you can actually go ahead and write out your own paragraphs. Make sure they flow correctly and in an orderly fashion. Try to develop a vocabulary and sentence structure that you can build on and improve.Remember, you are not writing for the Internet and only the Internet. You will have to understand what is out there in the public domain. You can find free writing samples online to help you get started. Find public domain poets and learn from their style. There are also many excellent websites that offer writing lessons that you can utilize.Finally, the best advice I can give when writing a sample essay about who you agree with is to take it slow. Take the time to write and rewrite your essay a few times until you find the perfect structure. Don't rush your project because your essa y will come out looking better if you take your time.Think about it, when you are in professional situations, when you need to talk to clients, sales people, and anyone else who you are supposed to be meeting, you need to be able to communicate effectively. You cannot communicate effectively when you cannot even begin to put words together.

Opposing Viewpoints Abortion Essay Example

Opposing Viewpoints: Abortion Essay Appendix E Critical Analysis Forms Fill out one form for each source. Source 1 The â€Å"Necessary Evil† Argument Does Not Justify Abortion Forsythe, Clarke D. The Necessary Evil Argument Does Not Justify Abortion. Opposing Viewpoints: Abortion. Ed. Mary E. Williams. San Diego: Greenhaven Press, 2002. Opposing Viewpoints Resource Center. Gale. Apollo Library-Univ of Phoenix. 9 Jan. 2010 . 1 Identify the principal issue presented by the source. The myths behind â€Å"Necessary Evil† of abortions and how referring to these abortions as â€Å"necessary evils† attempts to put minds at ease from a moral standpoint. Identify any examples of bias presented by the author. If none exist, explain how you determined this. I believe no bias exist; he appears to show both sides of the abortion topic Example 1: â€Å"The myth of abortion as a necessary evil has serious implications for future public debate. First, it means that abortion opponents have won the essential debat e that the unborn is a human being and not mere tissue. † Example 2: he states â€Å"Second, it means that the ideological arguments of both sides (â€Å"choice† versus â€Å"child†) often miss the much more practical concerns of Americans. There are other examples but these are just two 3 Identify any areas that are vague or ambiguous. If none exist, explain how you determined this. I feel Mr. Forsythe was very to the point in his paper; I feel he made strong clear points. 4 Do you find the source credible? Explain your reasoning. Yes, I believe the source to be credible. He stated his opinion but stated both sides of the argument and used good research. 5 Identify and name any rhetorical devices used by the author. If none exist, explain how you determined this. No I feel there was no rhetorical devices used due to the fact he kept everything on the level and only gave to the point facts. 6 Identify and name any fallacies used by the author. If none exist, explain how you determined this. If any fallacy was used, I believe it would be Begging the Question due to the way he used what he called myths to make his argument 7 State one argument made by the author. â€Å"First, it means that abortion opponents have won the essential debate that the unborn is a human being and not mere tissue. We will write a custom essay sample on Opposing Viewpoints: Abortion specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Opposing Viewpoints: Abortion specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Opposing Viewpoints: Abortion specifically for you FOR ONLY $16.38 $13.9/page Hire Writer In fact, the whole thrust of the choice argument admits this and seeks to sideline Americans moral qualms by telling Americans that, even if it is a human life, the most that can be done is to persuade women not to have abortions. † 8 Identify the premises and conclusion of the argument. Premises – â€Å"Instead, many Americans, therefore, may see abortion as necessary to avert the back alley. In this sense, the notion of legal abortion as a necessary evil is based on a series of myths widely disseminated since the 1960s. These myths captured the public mind and have yet to be rebutted. Conclusion – â€Å"But a renewal of the public dialogue wont mean much if the people are not allowed to express the public will on this issue, as they usually do in our democratic republic. In 1973, the Supreme Court claimed hegemony over the issue and created a nationwide rule of abortion on demand, preventing democratic debate and solutions. The public policy dictated by the S upreme Court collides with majority opinion and reflects the views of only the 20 percent who are committed to abortion on demand. More than twenty-six years later, that is the main reason the pot keeps boiling. † 9 Is the author’s argument valid or invalid, sound or unsound, strong or weak? Explain how you determined this. Valid – Conclusion is proven Sound – Premise is true Strong – Conclusion is supported 10 Does the author use moral reasoning? If not, explain how you determined this. Yes his whole basis and reasoning behind the project is due to his moral beliefs. I believe he used sound judgment, strong points, and stated his facts well. Source 2 Title and Citation: Partial Birth Abortions Should Be Banned Deem, Rich. Partial-Birth Abortions Should Be Banned. Current Controversies: The Abortion Controversy. Ed. Emma Bernay. Detroit: Greenhaven Press, 2007. Opposing Viewpoints Resource Center. Gale. Apollo Library-Univ of Phoenix. 9 Jan. 2010 . 1 Identify the principal issue presented by the source. Arguing against Partial Birth Abortions and the ethics behind it, whether or not the babies feel pain and if its truly murder 2 Identify any examples of bias presented by the author. If none exist, explain how you determined this. There is definite bias in this article. The author definitely states his side by clearly stating how the partial births take place and his views on it. Identify any areas that are vague or ambiguous. If none exist, explain how you determined this. I found no areas vague but I had a hard time reading this so absolutely nothing appeared vague to me. All arguments seem to be very clearly and strongly presented. 4 Do you find the source credible? Explain your reasoning. Yes I find it credible. Rich Deem, the author has worked in basic science research for years and is c urrently working at Cedars-Sinai MC as a researcher/specialist; therefore, he has the experience and documents statistics and credible sources. 5 Identify and name any rhetorical devices used by the author. If none exist, explain how you determined this. Using the word â€Å"gruesome† plus the way he discussed the procedure I believe is rhetorical. 6 Identify and name any fallacies used by the author. If none exist, explain how you determined this. An Appeal to Belief would be the only fallacy I might would agree to due to Rich Deem stating as strongly as he has the facts. 7 State one argument made by the author. This procedure is closer to infanticide than it is to abortion. 8 Identify the premises and conclusion of the argument. Premise – â€Å"A description of the procedure and why it is never medically necessary follows† Conclusion – â€Å"Intact DX (partial-birth abortion) should not be performed because it is needlessly risky, inhumane, and ethically unacceptable. This procedure is closer to infanticide than it is to abortion. † 9 Is the author’s argument valid or invalid, sound or unsound, strong or weak? Explain how you determined this. Valid – Conclusion is proven Sound – Premise is true Strong – Conclusion is supported 10 Does the author use moral reasoning? If not, explain how you determined this. Yes, Rich Deem uses moral reasoning showing why Partial Birth Abortions should be banned through stating the steps of these abortions and how the babies feel the pain and it is dangerous for the mother. Also stating how it could not be used for mothers’ lives being endangered due to the pregnancy because of the length of time it takes to perform this practice due to the dilation process needed to take place. Source 3 Title and Citation: A Christian Group Finds Its Place Luo, Michael. A Christian Group Finds Its Place in the Public Schools. (Metropolitan Desk). The New York Times. May 24, 2006): B5(L). Opposing Viewpoints Resource Center. Gale. Apollo Library-Univ of Phoenix. 5 Jan. 2010 . 1 Identify the principal issue presented by the source. The conflict between Separation of Church and State and how some people are offended by Christianity. 2 Identify any examples of bias presented by the author. If none exist, explain how you determined this. I saw absolutely no bias what soever by the author; the author appeared to have no feelings on this subject whatsoever and was only reporting a story. 3 Identify any areas that are vague or ambiguous. If none exist, explain how you determined this. I saw nothing vague or ambiguous. I saw absolutely nothing but an article reporting the facts and only the facts. 4 Do you find the source credible? Explain your reasoning. Yes, the author spoke to the sources involved in the case and reported their story. 5 Identify and name any rhetorical devices used by the author. If none exist, explain how you determined this. I saw nothing rhetorical and not sure how to explain it other than I just really saw nothing period in the story. 6 Identify and name any fallacies used by the author. If none exist, explain how you determined this. I found no fallacies, again I’m not sure how to explain this other than the fact this article was written as a report and nothing more. I saw no true feelings in this story. 7 State one argument made by the author. School administrators must also wrestle with difficult questions about where the right to religious expression ends and the separation of church and state begins. 8 Identify the premises and conclusion of the argument. Premises – â€Å"But evangelism in a public high school, especially in New York City, can be complicated. In a school like Stuyvesant, full of people with different beliefs and some with none at all, belonging to an evangelical group like Seekers can make members the objects of scorn from classmates and even teachers. † Conclusion – â€Å"The event drew to a close with a final musical number. But by then there were mostly only Seekers members remaining. Gone were the unbelieving friends many had invited. Gone were those on the fringes of the group who had come. The people left were family. They danced and sang together. † 9 Is the author’s argument valid or invalid, sound or unsound, strong or weak? Explain how you determined this. Invalid – A good premise not stated Unsound – Not a good, valid premises Weak No strong premises or conclusion 10 Does the author use moral reasoning? If not, explain how you determined this. The author used no reasoning whatsoever; he author only used comments made by others in the article and from the Separation of Church and State. The author appeared to have no real opinion in this article at all. Source 4 Title and Citation: School Prayer Threatens Religious Liberty Americans United for Separation of Church and State. School Prayer Threatens Religious Liberty. Current Controversies: Civil Liberties. Ed. James D. Torr. San Diego: Greenhaven Press, 2003. Opposing Viewpoints Resource Center. Gale. Apollo Library-Univ of Phoenix. 5 Jan. 2010 . 1 Identify the principal issue presented by the source. Has Religion truly been thrown out of schools completely due to Separation of Church and State. 2 Identify any examples of bias presented by the author. If none exist, explain how you determined this. I saw no bias as it was hard at times to tell which side of the fence the author was on. Identify any areas that are vague or ambiguous. If none exist, explain how you determined this. I saw no vague or ambiguous areas; all topics were clearly stated 4 Do you find the source credible? Explain your reasoning. Yes, various sources were mentioned and quoted 5 Identify and name any rhetorical devices used by the author. If none exist, explain how you determined this. Some Religious Right activists charge that the courts have misinterpreted the First Amendment to remove all traces of religion from the classroom. 6 Identify and name any fallacies used by the author. If none exist, explain how you determined this. Fallacy Begging the Question – truth of conclusion is claimed 7 State one argument made by the author. ‘Has the Bible been excluded from school curriculum? In reality, the answer to these questions is no. ’ 8 Identify the premises and conclusion of the argument. Premises . â€Å"Some Religious Right activists charge that the courts have misinterpreted the First Amendment to remove all traces of religion from the classroom. Conclusion – â€Å"Indeed, most religious denominations, ranging across the theological spectrum, have issued formal statements supporting the Supreme Courts prayer and Bible-reading decisions. These people of faith value the hard-won freedom of conscience that belongs to all of us. † 9 Is the author’s argument valid or invalid, sound or unsound, strong or weak? Explain how you determined this. Valid – Conclusion is proven Sound – Premise is true Strong – Conclusion is supported 10 Does the author use moral reasoning? If not, explain how you determined this. Yes I believe the author uses moral reasoning behind his facts

Banking Industry Analysis Essays - Banking, Bank,

Banking Industry Analysis Graham Mavar Mgmt. 415 Sec 6 Industry Analysis: Banking The banking industry has come under increasing pessimism of late because of rising short and long-term interest rates. The banking industry's market capitalization made a substantial decline. Most investors are concerned with whether the industry can sustain continued profitability as a result of these factors. Banks have responded in recent years to these problems by diversifying away from interest sensitive products and services. But interest rates are the fundamental aspect of any financial services. Therefore, I believe the financial services industry will be deeply affected by rising interest rates. Banks have experienced good business factors over the past two years. Interest rates were low, credit quality was good, and inflation was low. These factors are usually predictive of the types of earnings banks should report. But good times can't continue because interest rate hikes cause reduced lending activity, damaged credit quality, and reduced values of bond portfolios. Porter's Five Forces Analysis: 1. Rivalry among competing sellers: The banking industry is continuing to restructure and position itself for our changing economy as a result, many mega-mergers have occurred in recent years. Citicorp and Travelers Insurance agreed to merge in April 1998 at a value of $70 billion. Bank of America and Nation's Bank also agreed to merge shortly afterwards which became the largest bank in the United States. Bank mergers are usually consummated as a cost-cutting measure but also to compete with non-bank providers of financial services. Bank rivalries are very strong, and as we've seen many of the largest banks are merging to increase their power. In fact, Charlotte, NC is practically owned by Bank of America and First Union. 2. Potential entry of new competitors: There is virtually no chance of a new entrant significantly affecting the major banks' market share. The only place that new entrants may have a chance in the industry is through Internet banking, because of its low cost. 3. Firms offering substitute products: This is not really an issue within the banking industry, because there aren't really any legal alternatives, except buying a safe and borrowing from a loan shark 4. Competitive pressures stemming from supplier and buyer bargaining power: I grouped these two categories together because in the banking industry the buyers are the suppliers and vice versa, so I might as well just discuss the situation as a whole. Interest rates are the single most important aspect of bank profitability they are the bargaining power. Most bank profits are derived from net interest income. This is interest income received on loans minus interest expense for borrowed funds. Interest rates determine the amount of money a bank can earn. Another measure is a banks' net interest margin which is a bank's net interest income divided by its average earning assets. This is a common measure of a bank's ability to squeeze profits from its loans. When interest rates fall, they have a positive effect on a bank. First, net interest margin can expand. Second, the value of a bank's fixed rate of investment portfolio is enhanced by declining rates, since a bond with a higher stated interest rate becomes more valuable as prevailing rates drop. Third, falling rates lower the cost of credit, which stimulates loan demand and reduces delinquency rates. Opportunities: 1. Because of the increasing amount of technology Internet banking will begin to replace traditional banking, thus cutting personnel costs. 2. Incorporating investment banking into the banking industry, as some major companies are doing, lets the bank increase profits and promote economic growth while improving company image. Threats: 1. An increase in interest rates causing a decline in bank activity. 2. A collapse of the Fed leading to bank failures, a repeat of the crash of 1929. 3. A decline in the US economy leading to a fall in the value of the dollar, thus causing an instable economy. From there the US banking system would be less secure in terms of dollar values that many people would move their money overseas into a more stable economic situation. Similar to the situation in many South American countries. (a little far-fetched, but possible) Key Success Factors: ? Capability to use the internet for banking, investing, and general e-commerce ? Size of company, name recognition, innovative local marketing ? Best rates (loans, checking, savings,